Master Your Finances 
with Common Cents HQ

Expert insights and strategies 
for personal finance success

Empower your financial journey! Use the search bar in the top right to explore our collection of finance articles.

Mortgage Insights

Navigate the complexities of mortgages with expert tips and advice.

Investment Strategies

Build your wealth with informed and strategic investment choices.

Budgeting and Saving

Achieve your financial goals with practical budgeting and saving techniques.

A Comprehensive Guide for Professional Investors Seeking Wealth-Building Strategies

Learn where to buy mortgage notes and how this investment strategy can help professional investors diversify portfolios, build wealth, and optimize tax benefits. This guide covers sourcing notes from banks, managing risks, and advanced strategies for maximizing returns.

Expert Solutions for Professional Individuals and Families

Learn actionable strategies for managing mortgage payment challenges, from assessing financial situations to negotiating with lenders and implementing long-term solutions for financial stability.

Insights for Professional Families Seeking Financial Clarity

Gain clarity on how sponsor-owned apartments in cooperative shares influence underlying mortgages, tailored for high-income professionals and families. This guide explores the financial implications, co-signing considerations, and strategic planning tips to help you make informed decisions about cooperative housing and mortgages.

Exploring Eligibility and Financing Options for Professionals and Families

Learn how professionals and families can determine mortgage eligibility, addressing unique scenarios like ITIN mortgages, F1 visas, property issues, and legal challenges, with actionable insights to secure financing.

A Guide for Wealth-Building Professionals

Learn how sellers with existing mortgages can offer owner financing, exploring key considerations, legal implications, and strategies for wealth-building professionals to navigate this complex yet rewarding real estate approach.

What Do Lenders Look For and Key Approval Criteria for High-Income Professionals

Learn what mortgage lenders prioritize and the key approval criteria for high-income professionals, including essential documents like proof of income and credit history, to streamline your application process effectively.

A Guide for Professional Individuals and Families Seeking Financial Clarity

Gain clarity on the largest single source of private mortgage funds and its implications for professional individuals and families. This guide breaks down key players, funding sources, and actionable strategies to optimize your mortgage decisions, empowering you to make informed choices for wealth building, tax planning, and estate management.

A Clear Guide to Broker Compensation for Professional Families

Learn how mortgage brokers are compensated and what it means for your home financing. This guide breaks down lender-paid commissions, borrower fees, and hidden costs to help professional families make informed decisions.

Strategies for Securing Realtor Referrals and Motivating Teams

Learn how high-producing mortgage loan offices thrive by securing realtor referrals, motivating teams, and leveraging private label outsourcing for efficiency, while diversifying revenue streams with mortgage protection insurance and reverse mortgages.